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Intercorp Financial Services Inc. (NYSE, BVL: IFS)

IFS is a conglomerate of the Peruvian financial industry. It operates through 3 subsidiaries: i) Interbank, a leading bank in the retail segment, which ranks fourth by loans in the banking system; ii) Interseguro, insurer focused on life and annuity insurance; and, iii) Inteligo, a company dedicated to providing wealth management services. The banking and insurance businesses have 100% of their operations in Peru, so they highly depend on the dynamism of the local economy and the behavior of consumption (mainly in the country's middle class).

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